In today's complex housing market, many find that tighter rules regulating credit, the addition of Mortgage Insurance Premiums (MIP) to the monthly payment, and coming up with a down payment that may be several thousand dollars puts a damper on the search for a home.  The U. S. Department of Agriculture (USDA) has developed a program for home buyers who are interested in buying a home in a designated rural area.  Rural developement (RD) Loans have $0.00 (ZERO) down payment and no Mortgage Insurance Premiums.

This is not limited to farming property, it can be a single family home on a small lot!  The good news is that most of Madison and Morgan Counties, almost all of Limestone County, and all of Marshall County qualifies!  To determine if a particular property is eligible for a Rural Developement Loan, we simply need the address.

Of course, as in the case of most government programs, there are certain income limits and limits to the loan amount.  We will be gladly help you obtain the specific information based on your situation. 

We have a number of listings that are convenient to Huntsville, Madison, Decatur, Redstone Arsenal, NASA, and Research Park.  Many are eligible for the Rural Developement Program.  Contact us today about this or other programs available to get you into a home of your own.

Consider this your home buyer’s toolkit. Open it up, take a look around, and if you like, start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception.

We hope you enjoy the free reports we’ve provided, and we hope you learn a little more about what it takes to make your important purchase a great one.

The real estate market in Huntsville & North Alabama is certainly volatile, and all of the information about buying a home can be overwhelming. We can help.

When you're ready to act, contact us.

We fight on behalf of our buyers.
We negotiate the absolute best price.
We protect you.
We simplify your transaction for you as much as possible.

We look forward to working with you.

Thanks for stopping by,
Sandra & J A